Privacy and Security Mortgageland.com understands the importance of keeping your personal information private and secure. We have adopted specific policies and guideline of security and confidentiality. On our Web site we use the latest Web site security. In addition, only employees trained in the proper handling of customer information for loan processing are allowed access to your information. MortgageLand.com Privacy Statement The information we request about you, on our Web site will only be used to help secure a mortgage loan for you. We request basic contact information so that our trained consultants can contact you to answer any questions you have about the loan process. MortgageLand.com does not sell or trade personal information to any individual or organization. Information Collected About You To begin the process we need you to provide us with personal information. The more detailed the information given to us the better the service we are able to provide to you. All mortgages require basic information as to name, address, date of birth, occupation, income, information about the property to be financed and assets and liabilities. Ultimately we will require a consumer credit report from a credit bureau. Your acknowledgement and consent to this report is required. While you are on our Web site, our server collects and stores technical information about your browser, the amount of time spent on our site, which URL's you visited, where your ISP is located, what time you came to the site. This information is collected in aggregate form only and cannot be attributed to any specific user. We use this information how to best improve our site to provide visitors with the best possible experience. MortgageLand.com does not use cookies. The only information we can collect is what you provide to us. Mortgageland.com Security Statement To protect the security and privacy of your information, MortgageLand.com uses Secure Sockets Layer (SSL) system, the latest technology in the secure transmittal of data over the Internet. All of your information is encrypted with SSL, providing a protected connection with MortgageLand.com only. Site Certificate Information MortgageLand.com only allows secure browsers to access to the secure areas of our site. All of our pages that have forms collecting personal information for the loan process are secure. When your browser is in the secure mode you can tell by the icon displayed at the bottom of the window. For Example; In Netscape navigator1.x,2.x, and 3.x, you will see a picture of a solid key In Netscape Communicator or Netscape Navigator4.x and Microsoft Internet Explorer, you will see a picture of a closed lock. In addition the Web Site address of a secure page will begin with "http" instead of "http". Thawte certifies every secure page, on our Web site. To view the certificate, click on the image of the closed lock or solid key at the bottom of the window. A window supplying the security information will pop up.   Protection of Stored Information MortgageLand.com uses the latest technology to protect computers and the information stored on them. We store the information regarding your mortgage request, in a secure database. We take several steps to ensure the data is safely stored. First the loan application is totally encrypted using SSL 3.0, 128-bit technology. Our computer servers are stored in a highly secured building and monitored 24 hours a day. We also use "firewall" technology to prevent unauthorized users from gaining access to our systems.